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News - 2015

Andrea Hofheins

August 24, 2015

We are excited to announce that Andrea Hofheins has joined our team as an Escrow Officer.  She brings 17 years of experience in title and escrow to Title One.

CE Class about the October 1, 2015 changes to CFPB

July 7, 2015

All Real Estate Agents are invited to attend a CE class entitled, "How do the new CFPB regulations impact your business?

What does TILA-RESPA Integrated Disclosure rule mean to you?

May 15, 2015

Please watch this informative video about the New TILA-RESPA rule that will take effect on August 1, 2015.

Brittany Willey

February 12, 2015

We are excited to announce that Brittany Willey has joined our team as an Escrow Assistant to Lori Pymm.

Sue Soule

February 6, 2015

We are excited to announce that Sue Soule has joined our team as an Account Representative  She started her career in Escrow.  Sue loves taking care of her clients.

LIED Boys and Girls Club

February 5, 2015

We had a great time at the Boys and Girls Club in Salt Lake.  It was relaxing to take a break from the routine and stress of work for a couple of hours and remember what is really important in life.

FHA Post Payment Interest Charge

January 27, 2015

It is unfortunate to find out that FHA Post Payment Interest Charge does not apply to mortgages originated prior to January 21, 2015. "The final rule of the Consumer Financial Protection Bureau (CFPB) entitled “Ability-to-Repay and Qualified Mortgage Standards under the Truth and Lending Act (Regulation Z)” (CFPB final rule), was first issued on the CFPB's Web page [3] and subsequently published in the Federal Register on January 30, 2013, at 78 FR 6408. The rule, which became effective January 10, 2014, broadly defines “prepayment penalty” in closed-end transactions as the “charge imposed for paying all or part of the transaction's principal before the date on which the principal is due,” thus including charges resulting from FHA's currently allowed monthly interest accrual amortization method (see 12 CFR 1026.32(b)(6)). [4] In recognition of the important role that FHA-insured credit plays in the current mortgage market, the CFPB final rule provides that interest charged consistent with the monthly interest accrual amortization method is not a prepayment penalty for FHA loans consummated before January 21, 2015. However, for all FHA loans closed on or after January 21, 2015, a post-payment interest charge as a result of the monthly interest accrual amortization method will be considered a prepayment penalty, making it necessary for FHA to amend its regulations (see 12 CFR 1026.32(b)(6)(i))."

Trusted Provider Pledge

January 9, 2015

See the attached Pledge of Protection.  It is our guarantee that we will meet Stewart Trusted Provider Standards and American Land Title Association Best Practices and CFPB rules and regulations.

Hours of Operation for Martin Luther King Day

January 19, 2015

Our office will closed Monday, January 19, 2015 for business in observance of the Martin Luther King Day.

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